New York Independent General Adjuster Practice Exam 2025 - Free General Adjuster Practice Questions and Study Guide

The correct answer pertains to the inclusion of coverage for slander and copyright in a Business Owners Policy (BOP). A BOP is designed for small to medium-sized businesses and typically includes a variety of standard coverages to protect against common risks.

Among these is business liability insurance, which can sometimes cover claims arising from slander (defamation) and copyright infringement. This type of coverage is essential because it shields businesses against lawsuits claiming that they have damaged someone's reputation or misused their intellectual property.

While company-owned vehicles, malpractice coverage, and professional liability coverage are important types of insurance for certain businesses, they are generally not included in a standard BOP. Each of these areas typically requires specialized policies. For example, coverage for company-owned vehicles would usually fall under commercial auto insurance, and professional liability or malpractice pertains to specific professions requiring separate coverage.